Often when the idea for a new church plant takes place, it begins with a Bible study in someone's home or another common meeting place. At this time, the new church can usually operate under the liability protection of the mother church or other church body, though that should be checked to be sure. When the new church plant moves from the Bible study type of format to leasing space and having a more formal organization, it is time for them to consider arranging for their own protection since most church policies or other church body policies will not usually provide the necessary liability coverages that are needed to protect it from the unique risks of the new church plant. Here are some risk facts that should be considered and reviewed: