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The need for this kind of risk management has always been present, but today it is even more critical. Early in my career and until the latter seventies, litigation for religious organizations did not present itself as a significant risk. Today our post-modern culture, which was religious organizational friendly, has not only become intolerant, but usually very hostile. Litigation has become the American way of life for most presented issues as the first choice for settlement. It is with sadness of heart, that we share this important information that is critical for you to wisely navigate in today's culture, and the minefields of litigation it presents.