LEVEL TERM PLANS *

Level Term : offers the advantages of the most protection at an economical price; it meets the security of those you love when the need is for specified time period.  These plans offer level protection and a fixed premium rate for the chosen plan time period of 5, 10, 15, 20, or 30 years, if premiums are timely paid on a timely basis as agreed per your life insurance contract. At the end of the chosen period of time, you are presented with a choice to continue; however, the rates offered are the rates for the then attained age. These rates can change annually, becoming much higher as you continue to age. It is important to plan ahead when choosing these life products so that you are not left with an on-going need of security for those you love and are faced with an ever-increasing premium to pay.