Your position with us.  As a client we would like you to know that your efforts are an important part of your insurance program with us today, and we need your help. For an insurance program to provide the best possible benefit, at the best possible price, it is critical that we have current data that is specific to the risks of your organization which have been properly reviewed for their frequency and severity. 

Risk Management, it's importance today.   The risk management that we assist you with is the foundation upon which a good insurance program is built. Without this relationship, which we build with you, you may have a policy with great provisions, but do they meet the specific needs of your organization?  I am sure you have known of people and organizations that have coverage with good insurance companies, but when a loss was presented, they were often left with no benefits to assist them with their loss.  Perhaps the proper risk management may lessen your risks; some may be spared moral loss, loss of sight, limbs, life, health, property loss or financial loss.  Insurance can assist with the aftermath of a risk loss, but only proper risk management may prevent or lessen the effect of risk loss. For a sound risk management program, it takes a team effort that is built on a solid on-going relationship with people who care enough to take the time to be involved with us. We can help you with current training, materials, resources, and our personal involvement to review and encourage your efforts, plus be your advocate to represent your risks and how they are being dealt with to the insurance company. Only an on-going relationship with our clients can offer these benefits for your organization.

The Risk Management Report Card is the data I must collect and review ninety days prior to your renewal with the insurance company home office underwriter.  This report has a major impact on your renewal premium.  Please take some time to review the elements of this report so that we can work together for your best premium and less risk. To assist us with the advantage of being on the same page, we have included on our website many sample form suggestions, data collection forms, and other helpful data which cover a wide variety of the risks that you may be presented with today.

Risk Management defined The process of making and implementing decisions that will minimize the effect of accidental loss on an organization.