The Joint Universal Life Plan *

The Joint Universal Life Plan : offers the benefit of a permanent life insurance policy that protects two people with one policy.  The death benefit is paid when the first death occurs. The policy's guaranteed conversion privilege gives the survivor the opportunity to obtain his or her own coverage, regardless of health at the time of the first death, if under age 80. The plan may cost less than purchasing two individual plans for the security of those you love.  Any two people who share a mutual financial interest can purchase the plan.  This very flexible plan could provide for the needs of  business partners, married couples or others with mutual financial interests.