• Renting a private passenger vehicle when traveling within the United States, its possessions, or Canada. If you have any questions, please call us before you leave--or from the rental office--so that we can ease your mind as you travel:

When you rent a private passenger vehicle, you are liable for injuries and property damage you cause to others, and for damage to the rental vehicle, whether it was your fault or not.  With some restrictions, your auto insurance policy will cover you in your territory ( United States, its possessions, territories, or Canada) if you injure someone, or their property; that is bodily injury and property damage liability. (A Canadian proof of insurance card is required from our office before you drive in Canada. It is usually requested for proof as you cross the border)  In most cases, your auto policy will also cover the damage to the private passenger vehicle rental. If you carry comprehensive and collision coverage on at least one of your covered autos with us, that same coverage will carry over to the auto you rent. When you rent a vehicle, be sure to review and note any physical damage with the rental agent before you leave their location. Keep a copy of these notations for your return. Before you leave the parking lot, check your auto for fuel, brakes, lights and such.  Also be sure you know how to operate things--light switches, radio, wipers, etc. It would be good to ask when the last services were done, as well to determine if the auto will perform properly for your travels.