The foundation for a great church and church school ministry is a solid risk management program. Here are some specific strategies designed to help you avoid the minefields of today's litigious culture. To review strategies for churches, please click here  http://www.phelpsfinancial.com/summary/p/125

  

Insurance is a purchase that many today approach not understanding all the necessary ramifications of their choices for an agent, a company and the provisions of the policies they may choose, and then latter wonder when they have a claim why there are problems with the adjustment or the agent who should assist them.  We are here to assist you with the proper choices that will meet your risks as you have explained them to us. Nothing is more constant today then change. Let's review your risks together by setting an apt today with us if it has been some time since your last review.

   A master plan will help provide your people with a clear vision that will motivate them to work with you in a successful continual movement toward your objectivies. Master Planning Strategies, the key to a successful organization in today's culture that presents itself with minefields of litigation, change, and the possible financial abyss.

   Many times this critical foundational time for a new church is over-looked and issues develop from small problems to later very large issues. The needs of a new church are certainly different in some respects to that of a mature church congregation.

   Property insurance for your buildings, personal property, and liability risks with specialty products designed to meet your needs by the largest insurer of religious organizations in the county.

  

An added layer of liability protection for your peace of mind, which is in addition to and on top of your underlying liability coverage, which can also pick up possible loose liability ends. Our plans offer a $10,000 retention (like a deductible) with a base single limit for both bodily and property damage of $1,000,000, with possible increases per million. Please note your specific policy, which you have purchased, for benefits and limits of coverage.

   Vehicle insurance strategies, most included; not only insurance plans for company owned vehicles, but non-owned and hired used vehicles, maintenance issues, use and territory issues, and driver qualification for church bus, school bus, utility vehicles & private passenger autos.

   Employees, your most valuable asset, deserve the best from you if you expect their best for you. When you help them achieve some of their dreams and goals, they will help you, the employer, achieve some of yours. The investment in your employees will yield a return that is worth your consideration many times over.  To review benefits offerings and Govt requirements, forms Click here  

   We offer foreign travel medical insurance that provides coverage for emergency medical flights and other medical care that may be necessary when traveling abroad. Over-looking this could cost you your assests since most U.S. medical plans do not cover this important area. We also cover visitors from other countries to the U.S. for business or pleasure. For link, click here  http://www.phelpsfinancial.com/summary/p/269

   Event coverage provides the organization with medical, life and disability for events of a special nature, like retreats, camps, sports events, travel within the continental U.S., or other event types. A policy can be written annually for yearlong coverage or a one-time event. Click here

   Student medical plans can offer peace of mind for both the parent and the school; for general use, athelitics, foreign travel, and domestic travel of students. Medical release forms and hold harmless forms can also bring other concerns and should be reviewed with your legal professional.

   Please note we are not in the business of providing legal advice; we have provided these forms as suggestions only to encourage you to work on this area; any form used should be reviewed with your legal professional before use.