The foundation for a great school organization is a solid risk management program. Here are some specific strategies designed to help you avoid the minefields of today's litigious culture.  To review school risks, please click here   http://www.phelpsfinancial.com/summary/p/225

  

Insurance is a purchase that many today approach not understanding all the necessary ramifications of their choices for an agent, a company and the provisions of the policies they may choose, and then latter wonder when they have a claim why there are problems with the adjustment or the agent who should assist them.  We are here to assist you with the proper choices that will meet your risks as you have explained them to us. Nothing is more constant today then change. Let's review your risks together by setting an apt today with us if it has been some time since your last review.

   A master plan will help provide your people with a clear vision that will motivate them to work with you in a successful continual movement toward your objectives. Master Planning Strategies, the key to a successful organization in today's culture which presents itself with minefields of litigation, change, and the possible financial abyss.

   We offer a complete program of property and liability insurance for your school, including your activity exposures. Specific risk management is also provided to assist you. For school vehicles please note our religious vehicle insurance page. Employee benefits are also offered for schools, please note the employee benefits page. 

  

An added layer of liability protection for your peace of mind, which is in addition to and on top of your underlying liability coverage, and which can also pick up possible loose liability ends. These plans offer a $10,000 retention (like a deductable) with a base single limit for both bodily and property damage of $1,000,000 with possible increases per million. Please note your specific policy for benefits and limits of coverage which you have purchased.

   Vehicle insurance strategies include not only insurance plans for company owned vehicles, but for non-owned and hired used vehicles, maintenance issues, use and territory issues, and driver qualification for church bus, school bus, utility vehicles & private passenger autos.

   Employees, your most valuable asset, deserve the best from you if you expect their best for you. When you help them achieve some of their dreams and goals, they will help you, the employer, achieve some of yours. The investment in your employees will yield a return that is worth your consideration many times over.  To review benefit offerrings and Govt requirements, and forms.  Click here  

   Student medical plans can offer peace of mind for both the parent and the school (for general use, athelitics, foreign travel, and domestic travel of students). Medical release forms and hold harmless forms can also bring other concerns and should be reviewed with your legal professional.

   We offer foreign travel medical insurance that provides coverage for emergency medical flights and other medical care that may be necessary when traveling abroad. Over-looking this could cost you the loss of your assets since most U.S. medical plans do not cover this important area. We also cover visitors from other countries to the U.S. for business or pleasure. For link click here  http://www.phelpsfinancial.com/summary/p/269

   Please note we are not in the business of providing legal advice, but that we have provided these forms as suggestions only, to encourage you to work on this area. Any form used should be reviewed with your legal professional before use.

   ...The compliance info, forms and plans that are essential for this area. If your religious organization or enterprise is in the states of OH, IN, MI, KY, IL, and/or WI, continue on with work comp choices to find the info you need, whether for a specific state, form, or compliance info.  Click the link for assistance.  www.phelpsfinancial.com/summary/p/38