The Risk Mangement Report Card is the data that I must review for your renewal with the insurance company home office underwriter.  Along with your claims record, this report can impact your renewal premiums  very much.  Please take some time to review the elements of this report so that we can work together for your best premium and less risk.

   Organizational web pages should have these five important elements: a privacy statement, a copyright, conditions of use, proper releases on file for any person's picture/image displayed on the organizational web page, and proper security in place to protect the domain name and site. Please review with your legal advisor before implimenting, since these are only suggestions to alert you to possible risk factors for review.

   One of the most critical element elements for businesses today is their procedures and safeguards which should be reflective of their risk management studies. This review should cover, handbooks, applications, job descriptions, day to day operations, and such that are continually updated so they are current with realized business risks and cultural risk changes. An annual review today is very necessary along with your annual risk management review.

   It is important for each business to consider and review all possible risk factors they might possibly face. To assist you with this process we have assembled a self audit form to help you uncover and properly review each possible risk. Each business is unique as they work to achieve their stated goals, so you will find some things may impact you more than others.

   The issues for Buildings, Equipment & Landscapes present themselves in some of the most unusal ways today and are continually changing and challenging the most educated in risk management. We have to believe and be prepared that the seeming impossible or unthinkable can and does happen today. Litigation is the American way of life today.

   Employee and volunteer strategies are very important for your business. Where would your business be if it were not for those who assist you continually in all the many aspects it may be involved with?  Are proper safeguards in place to protect them and the business, as each is challenged in today's culture?  Having things in proper perspective could yield a great return in attitudes, loyalty, retention, and work quality and efficiency.Employment Forms, where to find information on employment rules and regulations, best practices.  If referrals for legal or accounting persons are needed, please contact us or note our Business Net Connections page on this site.

   Hired auto issues, Owned Vehicles, and Volunteer Drivers and their vehicles (Non-Owned vehicles). Suggested procedures, forms, and other safeguards for your business today.

   Data and record security and preservation strategies can present the organization challenging issues today. Information comes in paper, digital, video, tape, or book; each has its risks. Copies and backups are as essential as breathing today. Security issues are a continual challenge as criminal, nature, and other forces present themselves with constant change in their destructive drive today. Technology is rapidly changing every day; it can boggle one's mind as one tries to cope with its many aspects. Some suggested strategies follow.

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Information on our workshops, seminars, our newsletter archive, and other resources, printed or other, are presented here for your reference. Please keep in mind that though materials are presented, we do not necessarily endorse all of their content or positions. They are present because we feel they have relevence and information that could be a resource of assistance to you. Please keep in mind that when you link to another site, our privacy statement and use statements do not apply, as you are subject to their site privacy and use statements.  If you have questions concerning any provided resources or links, please contact us. Workshops info of a general nature is given under the workshop & newsletter tab in the left menu choices.