The foundation of a strong insurance program is a solid risk management strategy that is systematically reviewed for weakness and strength. Any weakness must be immediately dealt with so that it may continue providing the critical foundation you need today. An insurance program without this solid foundation is like building your home on quicksand. When the storms and risks of life are presented, your home will be easily be destroyed.  Most of the time we are the architects of our own demise by being too neglectful, too trusting, too naive, and too busy.

Things to check about your home before your leave. Tips about auto rental when you travel. Things to consider when you travel out of the US about health coverage and life coverage, just what do most health policies pay when you are out of the country. Does you auto insurance cover you as you dirve in another country or does it cover a domestic rented auto?  We trust you have a safe trip and return to the peace of your home in good health.

All risks of  your life start with you and your relationships. Every relationship of our life from work, church, school, community and our personal life has the potential to totally destroy all life aspects or build every aspect of our life with vivid color and energy.  However, far to often we are the architects of their demise, from poor choices, neglect, busy schedules, nativity, or lack of tender care and nurturing for them. The complex relationship of a husband and wife demands an investment of hard work, care, encouragement, and forgiveness.  Most women today are looking for security and trust, while most men are looking for admiration and respect.  The quality fit and gift of these to the other is like a magnet which complements each spouse, attracting each to the other just as their careless neglect or misunderstanding repels each.  Complementary in a relationship, signifies a unique difference and quality fit, identical in a relationship, signifies a misfit and tension as they attempt to fit but never do. With each relationship of life, we drag along expectations, definitions, assumptions, and our background, which colors our views and perspectives of each element. Taking the time to do quality listening and communication are critical for today's fast moving and self-centered culture. How are your relationships of life, tired and needing help, or a growing haven of peace?  We offer a quality referral network that can help meet needs for relationships.  Those in crises and dying, or those growing and alive but feeling they are ready for improvement. Start doing wise relationship investing, your withdrawals can bankrupt. Contact us today for a professional referral to help you invest wisely, tomorrow may be to late.  A dying or dead relationship not only affects you but also those about you.  An unwise or hasty choice to releave your pain at this time in life could find you jumping from the frying pan directly into the fire. 

Vehicle use and applications require necessary reviews for today. The addition of drivers to the mix add other dimensions of risk when you consider driver age, health, driving record, and maturity.

Caring for your physical body is critical as we face the demands of today's world. It is necessary to follow some basic risk management strategies systematically and consistently. Suggestions follow.

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