A critical factor in today's market, it's not always how much you make but how much you keep.  Indexed annuities can be used to fund most any qualified or non-qualified plans and offers one the ability to see their fund returns with the ups and downs of the market unlike the fixed returns of the normal fixed annuity, thus offering the possibility of much higher returns. They allow for flexibility of fund movement for best returns within the plan to better performing choices. The security difference of the Indexed Annuity is the floor it offers no loss to principle or earned earning as happens most other plans when the market bottoms out into the abyss.  This product offers a great market return without loss of principle or earned earnings.