Commercial Business Insurance Plan Overview


Protect your company against having too much insurance or even worse--being under-insured. Don't put your assets at risk. Let us review your current insurance program. We offer the following services:

Commercial Risk Survey Let us determine the current holes in your insurance program.
Analyze Current Insurance Policies Let us analyze your current insurance program to determine if your company is over-insured or under-insured. We can recommend improvements for your insurance program. Coverage areas include:
  • Product Liability
  • Director & Officer Liability
  • Employee Practices Liability
  • Employee Benefits Liability
  • Employee Dishonesty
  • Property
  • Other Property Coverage
  • Business Interruption
  • General Liability
  • Commercial Automobile
  • Commercial Umbrellas
  • Earthquake
  • Boiler and Machinery
  • Flood Insurance
  • Inland Marine
  • Electronic Data Processing
  • Workers' Compensation Plans
  • Crime Coverages
Employee Benefits Plans We offer:
  • Group Life
  • Group Health
  • Group Disability (short term & long term)
  • Group Retirement
  • Dental
  • Property
  • Long Term Care (LTC)
  • Medical Supplicated
  • Employee Value Added Services
  • Profit sharing
  • 401K Plan/Simplified Employee Pension/Compensation
  • Section 125 Cafeteria
Business Continuation Plan We offer:
  • Buy/Sell Agreements
  • Key Person Insurance
  • Business Continuation Plan
  • Estate Planning
  • Executive Benefits
Loss Information Let us analyze your loss experiences and determine the impact on your insurance costs.
Loss Control Let us analyze your business to determine where you are at risk for losses. We can help you reduce these risks before they become losses.
Long Term Care Insurance Protect your retirement assets and financial well-being from the occurance of a prolonged illness.
Health & Disability Insurance Income protection and health insurance for the individual and the business owner (short or long term). Available for large or small groups.
Financial Services Let us help you create and plan for a strong financial future with investment and retirement strategies.
Life Plans Let us help you create an insurance plans that can include low-cost term, universal life, variable universal life, whole life, and second-to-die policies.
Executive Benefits Let us help you plan for estate planning, business continuation, executive bonuses, and retaining key employees.