The terms you set for your senior years could be a critical factor in living longer and enjoying it more. The good news, "A quality retirement plan does not necessitate a sensation of work but the management of it."  I believe we can assist you in developing a plan for your senior years that will bring with it a healthier life with more enjoyment as your journey on..

   The Plan for your Church, School, Business, or Your Personal Plan is a big decision and can affect the future security of yourself and others. We can assist you by objectively reviewing with you, your goals, questions, and concerns, so as to help you with the plan that is right for your specific needs.

  

Qualified annuity plans are funded with before tax dollars and continue to grow tax-deferred until withdrawn for income and retirement. Withdrawal and/or income can be without tax penalty after 59 1/2 years of age or must be started before April in the year you are 70 1/2. We offer some product choices for funding your plans that should be reviewed with us to determine the best fit for your circumstance of life. Each annuity plan product could provide you with advantages and disadvantages; however, in most cases one plan may fit your expectations better over another after a review of them. You can fund your annuity with Fixed, Variable, and Indexed Annuity funding note the choices offered below.

  

A critical factor in today's market, it's not always how much you make but how much you keep. Indexed annuities can be used to fund most any qualified or non-qualified plans and offers one the ability to see their fund returns fluctuate with the ups and downs of the market unlike the fixed returns of the normal fixed annuity, thus offering the possibility of much higher returns. They allow for flexibility of fund movement for best returns within the plan to better performing choices. The security difference of the Indexed Annuity is the floor it offers no loss to principle or earned earning as happens to most other plans when the market bottoms out into the abyss. This product offers a great market return without loss of principle or earned earnings.

   Deposits for these plans are made before tax, allowing for the full benefit of the funds without tax hindrances.

   We offer some product choices for funding your Non-Qualified Plans with one of our Non-Qualified Annuity Products. These are funded with after tax dollars and should be reviewed with us to determine the best fit for your circumstance of life. Each annuity plan product could provide you with advantages and disadvantages; however, in most cases, one plan may fit your expectations better over another after a review of them.

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