You stopped by today and allowed us to touch your life with care and encouragement. Thanks. 

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Click the blue bar above if you desire to review our Background & Life Experience, Educational Studies (Formal & Informal), Business and Industry Awards, Workshops Offered, Memberships, Periodicals & Regular Reading Materials Reviewed, click the blue bar above. Our life's experiences, years of experience, and many years of education have reinforced our belief that risk management and disaster management are the foundation for security and peace in life both of which are funded by quality insurance plans. 

  

Mission Statement: We desire to offer you and your ministry a relationship that will provoke encouraging action which excites insight for proactive wise choices for all you do. Hebrews 10:24.

Church & Other Ministries: We choose to take the time to add value and understanding for pastors and church leaders by walking with them in their ministries. Our risk management tools can equip each to proactively meet today's litigious and changing cultural for a dynamic and growing ministry. 

Individuals: We seek to assist them with a safe environment for healthy and growing relationships in their personal life, church, community and business. 

The Relationship: Availability, Time to connect effectively, a Commitment with you, personally and your ministry to develop, restore, and preserve trust, with excellence. We believe the relationships of your life and your ministries, are the most valuable aspects of life.  Are you aggressively guarding them so they are safe, growing, and full of vitality?

  

Does your ministry insurance make it safe, if not what does?  Click the blue bar above to view our short presentation. 

You may have insurance but what about the other 9 risks factors ministries are facing in our ever changing culture?

We offer what you need to manage them, Risk Management, Disaster Recovery Plans, Insurance Benefits, Financial Management,  Data Management, with Written Safeguards & Procedures and Others as needed.  

• We have designed this for proactive choices that compliment your ministry mission principles without requiring compromise.
• You are cared about as you try to meet challenging time and financial constraints. 
• You have been considered as we structured things with flexibility to meet the needs of the small simple ministry to very the complex ministry. 
• You are what we are about thus there are no fees for our risk services & consultations. They come with our client package if desired as our offered ministry. 
• You need, what our clients say is our unique relationship value.
• You are like our clients  who view our assistance as a client specific team effort that enables them to achieve the ministry excellence they desire join with us today. Toll free 877-471-7997

 

   Risk management, the foundation for the written safeguards/procedures can minimize risk before it happens. Disaster recovery plans can minimize a possible disaster after it happens. Insurance is the risk recovery funding that makes it financially possible for the risk management, safeguards, and disaster recovery plans to work in harmony. Today's culture requires all four properly coordinated with our professional assistance for the process to work effectively. Ministries that are proactive with these are ministries which are dynamic and growing.  Avoid "The Ministry Titanic Risk Syndrome," having insurance,  but lacking quality risk management and written ministry safeguards = a possible disaster in waiting.  Our professional personal services can assist your ministry with a specific road map to develop, restore, preserve trust, with excellence, without ministry compromise. 

   Church ministries today need effective stewardship tools. Our Ministry Stewardship Tools include, church insurance, employee benefits, risk management, written safeguards/procedures, disaster recovery plans, and financial management specifically tailored to your ministry size, type, and needs, for proper application. We offer ministries encouragement and effective information for ministry leaders walking with them to properly apply these tools in their ministries. To be done effectively today , risk management requires professional objectivity, one of our provided benefits. This study will assist ministries with a road map to develop, restore, and preserve trust, with excellence, without ministry compromise. 

   Remember the Titanic, the lack of a disaster plan cost the lives of over 1,500. A disaster plan for the "invincible" Titanic was thought unnecessary.  "The Ministry Titanic Risk Syndrome", having insurance but lacking risk management can lead to a disaster.  Today's culture is presenting a magnitude of challenges and disasters both man made and natural which are growing at an alarming rate. A prepared response readiness is essential for the survival of your organization and personal life. A quality disaster study can provide the necessary foundation for your disaster recovery plans.  For ministry disaster recovery plans to be done effectively, it requires professional objectivity, benefits we offer for a recovery road map, which allows for the preservation and development of trust, without ministry compromise.  

   Our listed network of professionals for the many areas that you may need assistance in; offering services with professionalism and integrity. We have worked over the years with each of them and know them well. We have also found them to be very easy to work with and understanding of your specific needs.

   Strategies for our individual clients which can assist them in knowing where they have been, where they are, and where they are going with their financial plans. Contact us today for a free consultation to see if we might be able to assist you with your plans. If you desire to review our background, experience, formal education or qualifications first, those can be reviewed with a click on the first choice on our home page.

   Community of faith security and peace of mind. Personal insurance plans tailored for your specific risk factors. Auto, Home, Personal Excess Liability, Renters & Condo Unit, Rental Properties, Recreational Vehicles, Scheduled Property, etc. Insurance randomely purchased and lacking quality risk managment = a disaster in waithing, "The Titanic Sydrome".  Without a quality risk management study completed how will you know if your risk factors match the insurance you purchased?

   Developing and growing your ministry in our current culture requires good foundation stones. Master planning and financial planning strategies should compliment each other and your ministry mission statement for your ministry. The ministry foundation for these must include some critical core elements.  These elements must also compliment your ministry mission statement and are risk management, disaster management, which require properly matched insurance benefits for each realized risk factor and/or as necessary effectively written safeguards and procedures specific for you ministry. As these things are developed it is critical for ministries to understand and know where they have come from, where they are, and where they are going, if they are to deal with the challenge of today's fast-paced and ever-changing culture.  We assist ministries with budgeting, outside audits, and day to day plans, as well as long range master planning and growth, building use, planning, location and other property issues that can enable them to operate with confidence and balance.  The professionals we offer to assist your ministry have years of experience and quality training in their specific fields of expertise.

   Ministry insurance plans for property, employee benefits, worker's compensation, umbrella excess liability, vehicles, camps,& retreats, and other religious organizational insurance which includes bonding.  You many think you have the best price, but in this day and age you need to be sure you are protected where you are the most vulnerable. The fine print may cost you dearly when presented with loss that is not covered. Insurance, lacking risk management = a disaster in waiting. 

   Master Planning and Financial Planning strategies are the first building block after the solid foundation of risk management for religious organizations. It is critical for the organization to understand and know where they have come from, where they are, and where they are going if they are to deal with the challenge of today's fast-paced and ever-changing culture.

   Plans for your Business Operations, Property, Employee Benefits, Worker's Compensation, Umbrella Excess liability, Vehicles, Business Continuation Plans and Strategies, and Other Commercial / Business Insurance.

   Your most valuable assets could become your worst liabilities. Employee, Volunteer and Employer issues today develope the # 1 area of ministry litigation. Benefits can include group life, disability, health, dental, vision, retirement plans, and consumer/personal products, reimbursed education expenses, etc. Benefits can yield great employee retention, attitudes, work quality and efficiency. Included is info on Govt. forms and employer responsibilites

  

We offer a variety of companies for both group and individual application. We offer Traditional Medical plans, HSA, Senior plans as Med Sups, and Long Term Care, International Medical Travel, Short Term Medical for person between jobs, students, retired early, etc. To obtain a group health quote please go to the employee benefit offerings page and complete the employee census form at the top and return to our office or call us for a quote for your group or individual needs..

  

Life Insurance is one of the critical foundational stones that can help provide the security and peace of mind for those you love, the continuation of a business, and the ongoing work of a church or school.  WHEN WAS THE LAST TIME YOUR PLAN WAS REVIEWED?  YOU MAY QUALIFY FOR A BETTER PLAN OR LOWER COST PLAN TODAY.

   We believe a proper understanding of the terms and concepts will assist our clients in making more informed and better decisions in today's ever-changing and challenging culture.  This area is still underconstruction.

   Items of Interest to Seniors 50 and above: caregivers and care-receiver issues, Estate Planning, Life Choices, Health Plan Choices, Investment & Retirement issues, and Long Term Care (without LTC today you could experience total devastation of your estate). Our culture presents care givers and receivers many potholes on the road of life, but none so painful to fall into as burnout.

  

A critical factor in today's market, it's not always what you make but what you keep. Our programs can assist you with the accumulation years, protective years and the distribution years of life. The terms you set for your senior years is as critical as the years before and is the critical factors in living longer and enjoying it more.  "A quality plan does not necessitate a sensation of work but its management."  This planning is about the journey of  your life that brings value to yourself and an ability of giving value to those about you throughout your life. The decision to defer managing  and planning your security, may develop the architecture of your own demise.  A dollar put away today could be worth ten tomorrow when needed. A qualified manager can assist you with avoiding potholes as you journey. When you leave your work or change jobs, don't forget to take your nest egg with you.  It could be costly if left behind.

   Our value added service network of individually picked businesses and services presents you with opportunities for consulting and counsel with people and businesses that can provide services and products for our clients with professional integetry.  Products/service are presented under clients types that may be possible matches.  Consumers, Seniors, Religious, Commercial, and Employees. Some are listed more than once if services overlap.

   We offer a network of quality companies that believe in integrity and excellence for their products and services. These companies will assist you, as you are faced with the many choices and decisions of our demanding culture today, with quality solutions at a special pricing you will appreciate as one of our clients. More are added continually. If you do not find a business to help with your area of need, contact us; there are others to be added that are not on the site as of yet.

  

Information on our workshops, newsletter archive, printed resources we offer and other resources are present below. We do not endorse all the content or positions of material presented. They are present because we feel they may have relevent information.  When you link to another site, our privacy and use statements do not apply as you are subject to their site privacy and use statements.  If you have questions concerning any provided resources or links, please contact us.

  

Please keep in mind that we are not responsible for nor do we necessarily support all that is presented in content or positions by these sites. Please keep in mind that when you link to another site, our privacy and use statements do not apply; you are subject to their site privacy and use statements. These sites are only linked for ease of use and reference as you feel necessary.

  

Please keep in mind that we are not responsible for, nor do we necessarily support, all that is presented in content or positions by these sites.  When you link to another site, our privacy and use statements do not apply; you are subject to their site privacy and use statements.

  

Please keep in mind that we are not responsible for, nor do we necessarily support, all that is presented in content or positions by these sites. Please keep in mind that when you link to another site, our privacy and use statements do not apply; you are subject to their site privacy and use statements. These sites are only linked for your ease of use and reference as you feel necessary.

   Please click the staff tab at the page top.  Our contact page provides a helpful form to request information or help for use as you desire, 24/7.  If you desire to talk with someone in person for customer service assistance, quotes, or to contact a specific person, you can either phone or email the proper person for the assistance you require for your need.

  

Word Viewer, Powerpoint Viewer, Excel Viewer, Internet Explorer 6.0, Media Player, Java Viewer, and Adobe Reader. Menu choices follow for each provideing free downloads for our clients. Please copy and paste the link into your internet browser address line or cut and paste into the browser address line to download.  If you  have difficulties please call us toll free (877) 471-7997  or email dphelps@phelpsfinancial.com