To review the vedio presentsation link here: www.ameruslifetimepay.com at the top to circle view that for information about the company and then to the left the long form is everything the short covers the highlihgts of the conncepts. Either should offer an effective understanding of the concepts. You can use the product to fund most any desired type of retirement plan from Simple IRA's to more complex plans including company sponsored plans. This attactive employee benefit option is able to be offered by a companies or religious enitity for their employees at no cost to them for its set up or its administration.