We offer many types of individual universal life plans with a variety of features and riders to meet the many needs of  today's clients.  Universal life plans will meet your long-term security needs economically, with a level death benefit and a level premium.  

  

These single premium plans have minimum issue amounts of $5,000 for ages 0 to 19 and $10,000 for ages 20+.  This is a very unique product that can offer security for persons desiring a single premium life product.

   These plans provide one death benefit which is paid after the second person dies. This could be a plan for two business partners or a husband and wife. Many times there are increased needs after a second death to provide liquidity for estate taxes and such.  For some this could be cheaper than purchasing two policies. 

  

A life plan which provides protection for two people under one policy. The benefit is paid when the first death occurs.  Any two people can purchase this plan who have a mutual financial interest. For some this could provide the affordable solution for their security needs.